General liability insurance protects your business from another person or business’s claims of bodily injury, associated medical costs and damage to property. Some examples of what could be covered are below:
A client at your store falls over your bag and you are legally liable for the injury. A General Liability policy may cover the subsequent claim and related medical expenses up to your General Liability policy’s limits.
You spill water on a client’s computer causing damage and loss of data. The subsequent claim would be covered up to your General Liability policy’s limits of liability.
One of your employees is at lunch. He talks to the owner of the shop about one of your clients in a false and unflattering way. The client learns of this discussion and sues for slander. The subsequent claim would be covered up to your General Liability policy’s limits of liability, and additionally pay for an attorney to defend you if necessary.
If you have a current policy that needs to be reviewed call InVision Insurance at 801-313-1122